車(chē)貸利率是多少？2018銀行車(chē)貸利率一覽表，具體詳情小編已為你收集相關(guān)資料供你閱讀。

車(chē)貸的實(shí)際利率由辦理銀行根據(jù)客戶(hù)的實(shí)際情況，參照央行規(guī)定的貸款基準(zhǔn)利率來(lái)制定，一般條件優(yōu)秀的客戶(hù)可以享受基準(zhǔn)利率或者下浮10%左右，普通客戶(hù)則需要在基準(zhǔn)利率基礎(chǔ)上上浮10%左右。


　　最新銀行貸款利率：基準(zhǔn)上浮10%-15%

貸款貸款基準(zhǔn)利率基準(zhǔn)貸款上浮10%基準(zhǔn)利率上浮15%
年限利率（%）等額本息等額本金（首月）利率（%）等額本息利率（%）等額本息
16.00860.66883.336.6863.426.9864.81
26.15443.88467.926.77446.667.0725448.05
36.15304.90329.03307.70309.10
46.4236.69261.677.04239.657.36241.14
56.4195.19220.007.04198.207.36199.71
66.55168.34193.477.21171.487.5325173.06
76.55148.74173.637.21151.937.5325153.54
86.55134.11158.757.21137.367.5325139.00
96.55122.80147.187.21126.107.5325127.78
106.55113.80137.927.21117.177.5325118.87
116.55106.50130.347.21109.927.5325111.65
126.55100.45124.037.21103.937.5325105.70
136.5595.39118.697.2198.927.5325100.72
146.5591.08114.117.2194.677.532596.50
156.5587.39110.147.2191.037.532592.89
166.5584.19106.677.2187.897.532589.77
176.5581.40103.607.2185.157.532587.06
186.5578.94100.887.2182.757.532584.69
196.5576.7898.447.2180.647.532582.60
206.5574.8596.257.2178.777.532580.76
備注：速算數(shù)以1萬(wàn)元為單位；等額本金速算結(jié)果為客戶(hù)首月還款額！